Mile High Home Group – Welcome to Denver

Building wealth through Colorado real estate means buying cash-flowing properties in high-demand suburbs like Highlands Ranch and Littleton, holding long-term for 6-8% annual appreciation plus rents, and scaling via refinances and 1031 exchanges—leveraging fixed mortgages and tax deductions in the balanced Colorado housing market.

Wealth-Building Fundamentals

After 15+ years in Denver real estate and thousands of transactions, I focus on the 1% rule: monthly rent equals 1% of purchase price, netting $300+ flow after 50% expenses. Force appreciation with $20K-$50K rehabs boosting ARV 15-20%; refinance at 75% LTV to recycle capital. Depreciation shelters $15K-$20K yearly income; 1031s defer gains indefinitely. Hold 10+ years through cycles—winters build reserves, springs capture uplifts. Avoid debt traps; target DSCR over 1.25x.

Equity compounds silently.

Denver-Specific Wealth Strategies

Highlands Ranch real estate accelerates wealth near Mountain Vista and ThunderRidge schools, where HOAs ($300-$500/month) preserve $700K values amid Douglas County family influx—rents at $2,900 cover PITI plus growth through cycles. Littleton bungalows in LPS zones stack basements for dual streams on $550K buys, lighter covenants enabling Jefferson County ADUs without reserves drag. Core Denver’s LoHi blends urban rents ($3,100) with 8% appreciation from tech, walkability offsetting parking. Springs refi optimally; winters stress-test cash flow. Compared to Littleton yields, Highlands Ranch prioritizes school equity.

Local jobs fuel tenant pools.

Practical Advice for Buyers and Sellers

Step	Action	Wealth Impact
Buy Smart	1% rule + 20% down	8-12% returns
Rehab/Refi	Boost ARV 20%	Cash-out repeat
1031 Scale	Swap up	Tax-free growth

Buyers, start single-family—model 10-year pro formas, negotiate 3-5% below with rehabs. Sellers to investors, provide rent rolls—price to cap rates, credit transitions.

My hands-on, concierge-level service engineers wealth plans block-by-block, weighs school/HOA fits through market cycles, builds pricing from local sales, and negotiates relentlessly for compounding portfolios. Clients are long-term relationships and friends, not transactions—integrity, honesty, transparency, and relentless work ethic create generational gains.

If building Colorado real estate wealth aligns with your goals—Littleton, Highlands Ranch paths—reach out anytime. I’m here for a no-pressure conversation and honest guidance tailored to the Colorado housing market.