Mile High Home Group – Welcome to Denver

Highlands Ranch ranks moderately expensive in Denver real estate, with median single-family homes at $700K-$800K, plus HRCA fees of $165-$200 quarterly ($50-$70/month) and secondary HOAs $50-$160/month—total ownership costs 1.5-2% above national averages but competitive against pricier suburbs in the Colorado housing market.

Cost Breakdown for Highlands Ranch

After 15+ years in Denver real estate and thousands of transactions, I break down Highlands Ranch expenses: Douglas County taxes hit 0.57% effective ($4,000/year on $700K), property insurance $4K-$5K amid hail risks, utilities $300/month for larger homes. HRCA master dues fund four rec centers, 26 parks, 70+ miles of trails—pennies for amenities. Secondary HOAs vary by village; BackCountry gated adds pools/clubs. Rents average $2,900 for 3-bed, covering PITI for investors. Market cycles keep it steady: balanced winters hold costs, springs nudge taxes.

Amenities justify premiums.

Denver-Specific Cost Context

Highlands Ranch edges Littleton on polish near Mountain Vista and ThunderRidge schools, where consistent architecture and metro districts maintain $750K medians—Douglas County families pay for turnkey living versus Jefferson County’s variable $680K bungalows with lighter or no HOAs. Core Denver urban skips fees but stacks parking/insurance; Littleton flexes basements sans reserves drag. Springs reassess higher; winters showcase value. Compared to Littleton freedom, Highlands Ranch trades $200-$400 total monthly extras for interconnected trails and events.

Village choice tunes costs.

Practical Advice for Buyers and Sellers

Cost Type	Highlands Ranch Est	Littleton Comparison
Median Home	$750K	$680K
HOA Total	$100-$250/mo	$0-$100/mo
Taxes+Ins	$8K/yr	$7K/yr

Buyers, review HRCA + sub-HOA docs—budget 1.5% value ongoing, negotiate seller credits for reserves. Sellers, highlight amenities—price to village comps, prorate dues.

My hands-on, concierge-level service crunches Highlands Ranch budgets block-by-block, weighs school/HOA fits through market cycles, builds pricing from local sales, and negotiates relentlessly for cost-smart buys. Clients are long-term relationships and friends, not transactions—integrity, honesty, transparency, and relentless work ethic reveal true ownership math.

If Highlands Ranch costs shape your Denver real estate plans—Littleton contrasts—reach out anytime. I’m here for a no-pressure conversation and honest guidance tailored to the Colorado housing market.