What Disclosures Are Required in Colorado?

Colorado requires sellers to provide a Seller’s Property Disclosure form detailing known material defects like structural issues, water damage, mold, roof condition, and environmental hazards—plus lead paint for pre-1978 homes and HOA docs if applicable, all delivered before or at contract acceptance to ensure transparency in Denver real estate transactions.

Key Required Disclosures

After 15+ years in Denver real estate and thousands of transactions, I walk sellers through the mandatory Seller’s Property Disclosure (SPD), a comprehensive form covering foundation cracks, plumbing/sewer problems, past floods, radon tests, and pest issues—signed under penalty of perjury. Lead-Based Paint Disclosure is federal-mandated for older homes, including pamphlets. Meth lab history or haunted house claims (yes, really) must be noted if known. No disclosure voids earnest refunds if fraud proven. Timing: provide pre-offer or within 3 days of acceptance.

Verbal disclosures don’t count—written only.

Denver-Specific Disclosure Details

Highlands Ranch real estate mandates full HOA documents—covenants, budgets, minutes, reserves ($150-$400 fees highlighted)—due to village rules near Mountain Vista schools. Littleton bungalows emphasize clay pipe sewer disclosures and basement moisture from soil expansion. Core Denver properties flag urban drainage, historic district limits, or parking easements. Market cycles don’t change requirements, but balanced phases invite buyer scrutiny; Douglas County lots disclose boundary surveys. Compared to Littleton flexibility, Highlands Ranch covenants require reserve fund status. Well/septic adds tests in rural edges.

Local ordinances layer city-specifics.

Practical Advice for Buyers and Sellers

Disclosure Type	Seller Duty	Buyer Action
SPD Form	List all known defects	Review Day 1
HOA Docs	Provide financials	Check reserves
Lead Paint	Pamphlet + statement	Test if concerned

Sellers, complete SPD honestly pre-listing—attach photos, consult pros for unknowns; update if issues arise.

Buyers, scrutinize during option period—walk on red flags fee-only, negotiate credits post-review.

My hands-on, concierge-level service drafts compliant disclosures block-by-block, weighs school/HOA fits through market cycles, builds pricing from local sales, and negotiates relentlessly around truths. Clients are long-term relationships and friends, not transactions—integrity, honesty, transparency, and relentless work ethic prevent pitfalls.

If disclosure requirements shape your Denver real estate deal—Littleton, Highlands Ranch specifics—reach out anytime. I’m here for a no-pressure conversation and honest guidance tailored to the Colorado housing market.

Mile High Home Group – Welcome to Denver