Mile High Home Group – Welcome to Denver

The cost of living in Denver is higher than the national average, but how it feels really depends on your housing, commute, and lifestyle choices. Housing is the biggest piece of the puzzle, and that’s where my work in Denver real estate can help you make smart trade‑offs.

Housing Costs: Your Biggest Variable

When people ask about the cost of living in Denver, they’re usually trying to figure out what it actually costs to put a roof over their head. After 15+ years helping clients through thousands of transactions across Denver, Littleton, and Highlands Ranch, I can tell you this: housing is where your budget swings the most.

In Denver, you’ll generally pay more to be closer to downtown, popular neighborhoods, and light rail. In Littleton and Highlands Ranch, you often get more square footage and newer homes for a similar or slightly lower price, but you’ll want to factor in HOA fees, property taxes, and commute time. A well‑run HOA with good amenities can add to your monthly costs, but it can also protect long‑term property values and quality of life.

Everyday Expenses Beyond the Mortgage

Outside of housing, many clients find that Denver’s cost of living feels reasonable compared to other major metro areas, especially coastal cities, but higher than smaller Colorado towns. Groceries, dining out, childcare, and transportation can add up quickly if you’re not intentional.

In suburbs like Littleton and Highlands Ranch, some families trade a slightly longer drive for easier parking, strong schools, and more access to parks and recreation centers. That can reduce spending in other areas—like entertainment and kids’ activities—because so much is built into the community.

How I Help You Match Lifestyle and Budget

When I work with buyers relocating to the Denver area, I never look at home prices in a vacuum. I ask about your daily life:

• Do you want walkability and shorter commutes, or more space and quieter streets?
• Are schools or specific HOAs a top priority?
• How important are access to trails, rec centers, or nightlife?

From there, I help you compare what your total monthly picture might look like in Denver, Littleton, and Highlands Ranch—mortgage, taxes, typical HOA ranges, and likely utilities—so you’re not surprised after closing. My approach is hands‑on and transparent because I see my clients as long‑term relationships and friends, not transactions.

If you’re weighing a move to the Denver area and want to understand how the cost of living really lines up with your budget and lifestyle, reach out to me anytime. I’m always happy to have a no‑pressure conversation and walk you through real numbers for the neighborhoods that actually fit your life.