Mile High Home Group – Welcome to Denver

What is the Property Tax Rate in Littleton?

Littleton’s property tax rate effectively runs around 0.65% to 0.75% of assessed value annually, depending on your exact location in Arapahoe, Jefferson, or Douglas Counties—translating to roughly $3,500-$5,000 yearly on a $650,000 home.

How Littleton Property Taxes Work

After 15+ years in Denver real estate and thousands of transactions, I’ve helped clients budget taxes precisely because they vary by county overlap in Littleton. Colorado assesses homes at 6.25%-7.15% of market value (depending on county), then applies mill levies from schools, cities, and special districts. Littleton Public Schools claim the biggest slice, funding those top-rated programs families love.

For a typical $650,000 home, expect $4,000-$4,800 annually—paid in two installments. Jefferson County portions (west Littleton) trend slightly lower; Arapahoe (east) adds special districts for roads or fire. This keeps Littleton competitive with Denver real estate taxes (around 0.6%-0.8%) but lower than some Highlands Ranch real estate spots with extra metro levies.

Impact on Buyers, Sellers, and HOAs

Taxes factor into affordability alongside HOA fees ($150-$350 monthly common) and insurance. In the Colorado housing market, they’re stable but rise with home values—3-5% yearly bumps mirror appreciation. School funding shines through: strong districts justify the cost for resale value.

Buyers, verify your parcel: use county assessor sites (Arapahoe.org, Jeffco.us) for exact mill levy history. Budget 0.7% of purchase price, add to monthly escrow—tour with tax estimates in hand.

Sellers, disclose 24 months of bills; highlight low effective rates versus services like elite schools or trails. Price comps include tax impacts—transparent numbers build trust.

Practical Budgeting Tips

Run totals: mortgage + taxes/12 + HOA + insurance + maintenance. For $650K home (10% down, 6.5% rate): ~$3,800 mortgage PITI + $300 HOA = $4,700 monthly ballpark. Adjust for school zones boosting value.

My hands-on, concierge-level service pulls parcel-specific tax histories, maps county lines with school boundaries, builds full ownership budgets blending HOA/pricing data, and negotiates relentlessly for tax-smart deals. Clients are long-term relationships and friends, not transactions—integrity, honesty, transparency, and relentless work ethic ensure no surprises.

If you’re calculating Littleton real estate taxes for your budget—or comparing to Denver or Highlands Ranch—reach out anytime. I’m here for a no-pressure conversation and honest guidance tailored to the Colorado housing market.