Mile High Home Group – Welcome to Denver

Which Denver Neighborhoods Have the Lowest Property Taxes?

Denver neighborhoods with the lowest property taxes cluster in suburbs like parts of Littleton and Highlands Ranch, where effective rates hover around 0.6-0.8% of assessed value—lower than Denver proper’s 0.9-1.1%, thanks to Douglas and Jefferson County structures in the Colorado housing market.

Low-Tax Neighborhood Breakdown

After 15+ years in Denver real estate and thousands of transactions, Littleton’s Jefferson County zones deliver tax bills around $3,500/year on $550K homes, edging Highlands Ranch’s Douglas County at 0.8% with metro overlays. Core Denver like Capitol Hill hits higher via city mills; Green Valley Ranch stacks districts. Taxes fund schools—LPS and Mountain Vista keep rates competitive. HOAs add $200-$500/month but offset maintenance. Market cycles stabilize: balanced winters trim assessments, springs adjust valuations. Compare via county sites; factor total costs.

Counties control rates.

Denver-Specific Tax Landscape

Littleton undercuts Denver core near LPS schools, offering $550K bungalows with lighter Jefferson levies versus Cherry Creek’s premiums—Highlands Ranch matches at $750K medians, HRCA fees balancing Douglas perks like ThunderRidge trails. Montbello varies Adams-wide; Park Hill pays urban rates for prestige. No-metro pockets in Littleton beat GVR stacks; Highlands Ranch covenants ensure equity sans city hikes. Springs reappraise up; winters hold steady. Compared to Denver bustle, suburbs prioritize tax efficiency.

Location minimizes bills.

Practical Advice for Buyers and Sellers

Neighborhood	Est. Rate	Annual on $600K
Littleton	0.6-0.7%	$3,600-$4,200
Highlands Ranch	0.7-0.8%	$4,200-$4,800
Denver Core	0.9-1.1%	$5,400-$6,600

Buyers, pull assessor data—negotiate based on tax history, appeal assessments post-close. Sellers, highlight savings—price to county comps, disclose districts.

My hands-on, concierge-level service crunches tax impacts block-by-block, weighs HOA/school balances through market cycles, sharpens pricing from assessor records, and negotiates relentlessly for cost-optimized deals. Clients turn into long-term relationships and friends, not transactions—integrity, honesty, transparency, and relentless work ethic reveal true affordability.

If low property taxes steer your Denver real estate search—Littleton real estate perks, Highlands Ranch real estate balance—reach out anytime. I’m here for a no-pressure conversation and honest guidance tailored to the Colorado housing market.