Mile High Home Group – Welcome to Denver

Building long-term wealth in real estate comes from buying cash-flow positive properties in appreciating areas, leveraging financing wisely, and holding through market cycles—compounding equity and income over decades rather than chasing flips. With 15+ years in Denver real estate and thousands of transactions as Lead Broker of Mile High Home Group at RE/MAX Professionals, I’ve helped clients assemble portfolios in Littleton real estate rentals and Highlands Ranch single-family homes, turning steady strategies into generational wealth through integrity and hands-on guidance.

Buy Right for Cash Flow and Appreciation

Target properties yielding 1%+ monthly rent-to-price (e.g., $500K home rents $5K+), factoring 10% vacancy and 20% maintenance. In Colorado housing market’s balanced 3-4 months inventory, focus Class B neighborhoods like Littleton real estate near schools—steady 4-6% annual appreciation builds equity silently. Avoid overpaying; use 1% rule pre-offer, and negotiate 3-5% below comps with inspections.

Denver metro’s job growth near DTC sustains tenants; I’ve sourced these for clients avoiding vacancy traps.

Leverage and Debt Management

Use 20-25% down on DSCR loans for investments—leverage amplifies returns to 15-20% ROE vs. 8% all-cash. Refinance post-forced appreciation (renos boosting rents 20%), pulling equity tax-free for next buys. In Highlands Ranch real estate, fixed 30-year rates hedge inflation; time debt paydown after 10 years when principal accelerates.

Stack 1031 exchanges to defer gains indefinitely, scaling without IRS hits.

Strategies Table

Approach	Annual Return Potential	Risk Level
Buy-and-Hold Rentals	8-12%	Low
BRRRR (Buy-Rehab-Rent-Refi-Repeat)	15-25%	Medium
Multi-Family Scaling	12-18%	Medium
1031 Laddering	Equity preservation	Low

Maintenance and Exit Planning

Budget 1% of value yearly for capex—roof replacements every 20 years in Colorado’s hail zones. Screen tenants rigorously (650+ credit, 3x rent income); use property managers at 8-10% for scale. Diversify: 60% single-family, 40% multi-unit across Denver real estate pockets. Plan horizons: sell at 20% IRR or hold for step-up basis at death, minimizing taxes.

Practical advice: start with house-hack duplex (live one unit, rent other), build reserves equal to 6 months PITI per property. I’ve walked dozens through this, fostering client friendships as portfolios hit $1M+ net worth.

Track via spreadsheets: cash-on-cash, equity growth quarterly. Patience compounds—many clients retire on passive income.

If you’d like honest guidance, market insight, or a no-pressure conversation about building wealth and your situation, reach out—I’m here. Visit www.MileHighHomeGroup.net to search properties, explore Denver, learn more about me and connect.