Mile High Home Group – Welcome to Denver

Entry-level homes in the Denver metro typically range from $400,000-$550,000, offering first-time buyers 1,500-2,000 sq ft townhomes, condos, or smaller single-family houses in suburbs like Aurora, Federal Heights, or outer Littleton—central Denver remains challenging without down payment assistance. With 15+ years in Denver real estate and thousands of transactions, I’ve placed countless clients in these starters amid Colorado housing market shifts, where medians hover $600K+.

Defining Entry-Level Today

These homes suit couples or small families starting out, often 2-3 beds with 1-2 baths. Aurora delivers newer townhomes near I-70 with garages; Federal Heights offers detached 1950s ranches needing updates but with yards. Littleton real estate entry points include paired homes in Ken Caryl, balancing affordability and schools. Highlands Ranch real estate starts higher at $550K for condos, HOA perks included.

Inventory favors buyers now—3-4 months supply means negotiation room on older properties.

Neighborhood Breakdown

Area	Price Range	Home Type	Key Features
Aurora	$400K-$500K	Townhome	1,600 sq ft, garage, near Anschutz
Federal Heights	$450K-$525K	SFH	1,700 sq ft, yard, quick downtown access
Littleton (outer)	$475K-$550K	Paired home	1,800 sq ft, mountain views, good schools
Commerce City	$425K-$500K	New townhome	1,500 sq ft, modern finishes, growing amenities

Denver-Specific Factors

High demand from relocators keeps pressure, but 2025’s balance (6% rates, rising inventory) opens doors. Factor property taxes (0.6%), insurance ($2K/year), and HOA ($200/month) in totals. FHA loans shine for 3.5% down; Colorado first-time programs add grants.

Clay soil demands foundation checks; wildfire zones hike premiums.

Practical Advice for Buyers

Prioritize these steps I’ve used successfully:

• Get pre-approved early—DTI under 43% unlocks best rates.
• Inspect thoroughly: roofs average 20 years, HVAC 15.
• Target spring listings when motivated sellers emerge.
• Use down payment assistance via CHFA for $15K+ boosts.
• Negotiate 2-3% below list in balanced conditions.

Entry-level buys build $40K+ equity yearly here. Many clients upgrade within 5 years, becoming long-term friends.

If you’d like honest guidance, market insight, or a no-pressure conversation about entry-level options, reach out—I’m here. Visit www.MileHighHomeGroup.net to search properties, explore Denver, learn more about me and connect.