Mile High Home Group – Welcome to Denver

No, a full-blown real estate crash like 2008 isn’t on the horizon for Colorado—expect continued balance with modest price softening in some segments, but strong fundamentals like job growth and limited supply prevent widespread declines. With 15+ years in Denver real estate and thousands of transactions, I’ve weathered cycles from the Great Recession recovery to pandemic booms, positioning clients through Littleton real estate dips and Highlands Ranch stability in the Colorado housing market.

Why No Crash Looms

Colorado’s inventory at 3-4 months signals balance, not oversupply—far from 2008’s 12+ months. Unemployment hovers 3.5% with tech, energy, and healthcare adding jobs; population inflows from high-tax states sustain demand. Unlike subprime eras, today’s homeowners have 60% equity, low delinquency (2%), and fixed-rate mortgages shielding from rate shocks.

Denver metro medians stabilize near $600K after 2025 corrections, with suburbs like Highlands Ranch real estate holding firmer due to schools and HOAs. Investor pullback from cap rate compression actually tightens rentals (4% vacancy).

Signs of Softening, Not Collapse

Expect 0-2% price drops in overbuilt pockets like Aurora condos; family single-family in Littleton real estate likely flatlines. Rates at 6-6.5% slow moves but unlock pent-up sellers. Recession risks (20% odds) might trim sales 10%, yet recession-resistant sectors buoy values.

Distressed sales remain under 1%, versus 10%+ pre-crash.

Comparison to Past Cycles

Cycle	Inventory	Price Change	Trigger	Outcome
2008 Crash	12+ months	-30%	Subprime	Foreclosure wave
2022 Peak	1 month	+15%	Low rates	Correction
2026 Outlook	3-4 months	0-3%	Balance	Stability

Practical Advice for Protection

Navigate confidently with these steps:

• Buyers: Leverage inventory for 2-3% negotiations; lock rates now.
• Sellers: Price via comps, stage thoroughly for 30-45 DOM.
• Investors: Shift to cash flow over speculation; target 7%+ cap rates.
• All: Build 6-month reserves; refi if rates drop below 5.5%.

Local resilience shines—many clients who stayed disciplined through corrections became long-term friends with growing equity.

If you’d like honest guidance, market insight, or a no-pressure conversation about crash risks in your situation, reach out—I’m here. Visit www.MileHighHomeGroup.net to search properties, explore Denver, learn more about me and connect.