What is Trump Doing For Real Estate Heading Into 2026

President Trump is pushing real estate forward into 2026 with deregulation of zoning and permitting, extensions of pro-investor tax policies like 1031 exchanges, and public pressure on the Federal Reserve for rate cuts—moves designed to flood the market with inventory and improve affordability in the Colorado housing market’s current balance. With 15+ years in Denver real estate and thousands of transactions as Lead Broker of Mile High Home Group at RE/MAX Professionals, I’ve guided clients through policy-driven cycles, helping them secure Littleton real estate rentals and Highlands Ranch family homes when timing aligns with Washington shifts.

Deregulation Unleashing Supply

Executive actions aim to slash local zoning hurdles, fast-tracking multi-family builds and ADUs nationwide—Colorado benefits directly with streamlined metro district approvals and reduced HOA red tape in Highlands Ranch real estate. Builders report 20-30% faster timelines; I’ve seen clients position for this influx, buying land now before new inventory hits 4-5 months’ supply. No more endless variances—practical relief for Denver real estate developers.

Tax Incentives Preserved and Expanded

Renewing the 2017 TCJA keeps capital gains at 20% and fully protects 1031 exchanges, vital for investors rolling equity in balanced Colorado housing markets. Opportunity Zones expand to high-growth corridors like DTC, funneling capital into Littleton real estate rehabs. Mortgage interest deductions remain robust, easing move-ups amid 6-7% rates—many clients leverage these for portfolio growth without tax hits.

Fed Pressure for Lower Rates

Trump’s vocal advocacy targets 5.5-6% mortgages by spring 2026 via Fed appointee influence, unlocking $250/month savings on $600K loans. This counters recent plateaus in Denver metro prices (median ~$575K, down slightly YoY), spurring transactions up 10-15%. Buyers regain power in 3-4 month inventory; sellers price aggressively now.

Policy Impacts Table

InitiativeMarket EffectLocal Benefit
Zoning Reform+25% new unitsFaster ADUs in Littleton
1031 ProtectionInvestor confidenceHighlands Ranch flips
Rate Advocacy6% mortgages+12% closings 
Tax ExtensionsEquity preservationDTC rentals

Timing Advice from Cycles

Lock rates with float-down options today—bridge to 2026 relief. Investors stack DSCR loans pre-policy. Sellers stage for urgency; Colorado’s 3-day objection law demands clean disclosures. I’ve closed dozens amid shifts like these, building client friendships through transparent navigation—no exaggeration, just results.

These steps promote steady growth without overheating.

If you’d like honest guidance, market insight, or a no-pressure conversation about Trump’s real estate policies and your situation, reach out—I’m here. Visit www.MileHighHomeGroup.net to search properties, explore Denver, learn more about me and connect.

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