Proposed Property Tax Increases & TABOR Adjustments

Proposed property tax increases and TABOR adjustments are going to matter a lot for homeowners, buyers, and investors across Denver, Littleton, and Highlands Ranch, because they directly impact your monthly payment, rental returns, and long‑term affordability in the Colorado housing market.

What Property Tax Increases Mean For You

When taxes go up, your lender adjusts your escrow, which means a higher total monthly payment even if your principal and interest stay the same. That can squeeze first‑time buyers already stretching to get into Denver real estate and can change what price point truly fits your budget. For current owners, higher property taxes can affect cash flow, especially if you own rentals or are on a fixed income.

When I walk clients through homes in Littleton or Highlands Ranch, I always pull recent tax figures, then talk through how proposed increases could move that payment over the next few years. My goal is to be upfront, so you never feel blindsided a year after closing when your escrow analysis arrives.

How TABOR Adjustments Tie In

Colorado’s TABOR rules were designed to limit how much revenue the state and local governments can keep and spend, often forcing refunds or rate changes when collections jump. When TABOR is adjusted or voters approve changes, it can open the door for local governments and districts to retain more revenue from rising values, which often translates into higher effective property tax bills over time.

In practical terms, that means a neighborhood in Denver with rapidly rising values might see bigger tax jumps than a more stable pocket in Littleton, even if the mill levies look similar on paper. In Highlands Ranch, you also layer in metro district and HOA costs, so understanding TABOR‑related changes becomes part of sizing up your true long‑term cost of ownership, not just your purchase price.

How I Help You Plan Around Changes

Here’s how I guide clients through proposed property tax and TABOR changes in real time:

  • I start every search with a full monthly budget, including taxes, insurance, and likely HOA dues, not just a target purchase price.
  • I walk you through recent tax trends in the areas you’re considering and how similar homes have adjusted over the last few cycles.
  • If you’re an investor, we’ll stress‑test your numbers with higher tax assumptions so a future increase doesn’t wipe out your cash flow.
  • If you already own, we can look at appeal options, exemptions, and whether a refinance or strategy shift makes sense if tax pressure grows.

After 15+ years and thousands of transactions across Denver real estate, Littleton real estate, and Highlands Ranch real estate, I stay focused on integrity, honesty, transparency, and a relentless work ethic so you understand the full picture—taxes included—before you make a move. I see my clients as long‑term relationships and friends, not transactions, so these policy shifts are something I stay close to with you over time, not just at closing.

I’d love for you to come to MileHighHomeGroup.net to search new properties, meet the rest of my team, and connect with me further. Visit MileHighHomeGroup.net to learn more about our team, use our property search, and reach out if you’d like a no‑pressure conversation about how proposed property tax increases and TABOR adjustments might affect your plans in the Colorado housing market.

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