California vs Colorado Home Prices: What $800K Actually Buys You in 2026
In 2026, $800K in Colorado buys a spacious 4–5 bedroom family home with modern updates, mountain views, and HOA amenities in suburbs like Highlands Ranch real estate or Littleton real estate, while the same budget in California might only stretch to a dated 3-bedroom condo or townhome in less desirable areas away from coastal hotspots. Buyers moving from California often trade ocean proximity for Front Range space and lower property taxes, landing updated ranches or two-story homes with yards and basements that feel luxurious compared to tight urban lots. As Lead Broker of Mile High Home Group at RE/MAX Professionals, I run these comparisons weekly for relocators, showing how Colorado’s balanced housing market delivers more square footage and features amid stable appreciation.
Equity from California goes far here—let’s break down the real differences.
Highlands Ranch: Family Luxury at California Condo Prices
$800K secures a 4,000+ sq ft two-story in Highlands Ranch real estate with Douglas County schools, HOA pools, and trails—updated kitchens, finished basements, three-car garages standard. Think $320–$350/sq ft for move-ins near Town Center dining.
California equivalent: Inland Empire or Central Valley might yield similar size, but coastal SoCal limits to 2,000 sq ft townhomes $700K+ needing work.
Buyer love: Space for kids, mountain backdrops—winter sledding in your yard.
Seller note: Price to 60-day comps—98% launch closes fast.
Littleton: Historic Charm with Modern Perks
Littleton real estate at $800K delivers 3,500 sq ft bungalows or ranches near light rail and downtown—quartz counters, smart homes, fenced yards overlooking Chatfield Reservoir. Walk scores 60–70 add premiums.
Vs. California: Bay Area exurbs or Sacramento get smaller, older stock; beach towns impossible.
Practical: Stage patios for al fresco—light rail commuters bid strong.
HOA light ($200–$300/month) vs. CA strata fees.
Aurora and Centennial: Newer Builds, Job Access
Aurora’s $800K buys 4,500 sq ft new construction near Buckley and Cherry Creek schools—energy-efficient, warranties included, E-470 to DTC in 15 minutes. Centennial townhomes shine with golf views.
California shock: Antelope Valley or Riverside stretches budget thin; no warranties.
Investor angle: Rentals $3K+/month from base personnel.
Negotiation: Winter concessions 2–3% ($16K–$24K)—stack buydowns.
Lakewood and Englewood: Value Plays with Views
Lakewood foothills at $800K offer mid-century moderns with Mount Evans panoramas, Belmar walkability—$300/sq ft yields decks, updates.
Englewood near light rail: Updated 1940s homes, Santa Fe Arts proximity.
CA contrast: Inland gets size, but no foothills; premiums crush.
Commute edge: 6th Ave beats 405 gridlock.
Key Tradeoffs: Taxes, Insurance, Lifestyle
Colorado wins: Property taxes 0.6% vs. CA 0.8–1.2%; no state income tax on retirement sales.
Shocks: Hail insurance $3K–$5K/year, clay soil foundations need checks.
Market cycle: Balanced inventory favors buyers—3–4 months supply, 99% list-to-close.
Hands-on concierge: CA-CO net sheets, soil inspections, HOA deep-dives. Relentless vendor coordination.
Over 15+ years through migration booms, integrity first: Transparent tradeoffs, school fits. Clients become friends via honest acclimation, negotiation coaching.
$800K Colorado = space + seasons; CA = squeeze + sun. Equity works harder here.
If California equity eyes Colorado, let’s compare your specifics. Visit www.MileHighHomeGroup.net or reach out at 720-401-2711. I’m here for no-pressure breakdowns—max your move.


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